Home Loans: A Peer-to-Peer way of Availing Loans

The technology of blockchain allows peer-to-peer transactions to take place on a decentralized platform. The innovation of monetary transactions has allowed faster, transparent, and secure transactions to take place with comparatively minimal inputs from the parties involved. This technology has therefore enabled various startups to use blockchain on their platform.

Home Loan has initiated a project that incorporates a peer-to-peer lending service that works with cryptocurrency and is secured by real estate. It will promote a much easier and fairer way to take home loans.

About Home Loans

According to the Home Loans whitepaper, over 1.6 billion people in the world don’t have their own housing. Housing is an essential part of human sustenance and the housing sector has been facing a low in recent years following the 2008 financial crisis.

Since the housing bubble of 2008, banks have been hesitant and more stringent when it comes to providing mortgage loans. There are various aspects that are looked into before giving anybody a loan along with the borrower’s trustworthiness.

Home loans aim to eradicate the strict policy of credit acceptance by introducing a peer-to-peer platform with the help of blockchain. It will give people a chance to easily access the loans they need to purchase their own homes.

It is not exactly easy for a foreigner to get a home abroad as sometimes the funds aren’t sufficient. In this case, even banks are not as willing to provide funds to a foreigner as it will prove to be a risk. Moreover, the rules and regulations regarding credit vary from country to country. This is a project such as Home Loans could provide people with assistance.

Due to greater accessibility, the home loans platform will be able to attract more customers and hence will be able to offer a comparatively lower rate of interest than the banks.
Our products.

The international lending platform for real estate HOME LOANS provides for such types of loans as:

  • Loans for housing under construction.
  • Loans for secondary housing.
  • Loans for commercial real estate.
  • Loans for land purchase.
  • Loans for own property.
Website: http://home-loans.io/

Proposed benefits.

HOME LOANS for the crypto community: Creation of a crypto-ecosystem.

Our goal is to help private investors and business working on the basis of blockchain technology to significantly expand its client base by accessing our real estate lending platform and mobile marketing for business. According to our long-term strategy, HOME LOANS should become part of the cryptosystem. In the future, we are considering integration with the following hightech products:

  • Everex

Cross-border payment system. Supply of crypto funds for borrowers.

  • Civic

Improvement of the procedure for identification and verification of borrowers.


The network and infrastructure for interaction between the blockers.
*HOME LOANS for people*

It gives people the opportunity to buy property without resorting to traditional methods like banks. The platform has its own scoring system which analyzes borrower’s credit history and analyzes HLCoin production in the mobile application HOME LOANSIt gives better chances for the borrower whose credit history was damaged due to circumstances beyond his control.

HOME LOANS for local partners:

global business scaling.

We developed business development algorithms in new countries which are based on our work experience and extensive studies of markets and legal segments. We are going to launch an international franchise after launching the platform. We will share with our franchisees all necessary market research, knowledge of risk management, know-how in the field of loan assessment.

Website: http://home-loans.io/

Whitepaper: http://home-loans.io/White_Paper_ENG.pdf
My profile Bitcointalk:https://bitcointalk.org/index.php?action=profile;u=1790770


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