AFRICUNIA BANK

AFRICUNIA – DIGITAL BANK TECHNOLOGY BASED ON BLOCKCHAIN

AFRICUNIA introduces innovative banking models that enable the use of digital currencies without barriers, risks and technical barriers related to ownership, transfer and trading of cryptocurrency and tokens.

AFRICUNIA plans to scale up to present traditional and developing banking products in the technology-driven blockchain era and ultimately become the single point of contact for all banking needs.
AFRICUNIA is in the process of implementing AFCASH, an encryption based on the AFRICUNIA Protocol Consensus Algorithm (APCA), to solve the problem of truth, consensus, and current benefits that most protocols have now resolved. Our main goal is to develop new standards for tokenized investments that will serve as a catalyst to bridge the gap between Fiat and cryptocurrency.

We offer a vision for new standards of branded investment vehicles that will help bridge the gap between conventional and crypto universes. In particular, the AFCASH platform will be a one-stop shop solution for asset managers who want to create and manage token-based funds. In essence, AFRICUNIA will utilize blockchain technology everywhere in the world of traditional equipment. If you have ever had doubts about using Blockchain’s classic investment technology, then AFCASH from AFRICUNIA is your solution. This includes all aspects of investment vehicles that are given tokens ranging from technology to infrastructure to legal compliance to creating “responsible cryptocurrency.

AFRICUNIA sets global goals – to reduce the gap between phiath and cryptocurrency. The team expects AFRICUNIA to be the first African crypto bank. Why are Africans? The answer is simple – this region is technically and economically dependent on the whole world. A very large percentage of the population of African countries has never handled banks in their lives and even more bank accounts. The reason is often the difficult availability of this type of service to citizens. AFRICUNIA will allow Africans to enjoy a variety of banking services and a little more. AFRICUNIA not only wants to create an account or transfer money to other users, but also utilizes the huge benefits of blocking technology.

STRUCTURAL FUND STRUCTURE
Of course the fund structure will continue to change depending on the opinions made by our legal attorneys. However, currently 50% of AFCASH will be allocated to public contributors, 30% will remain the Company’s property and reserve the Foundation for project development and funding for Social & Ecological projects. Fifteen percent (15%) will be provided for Founding Members, 3% for Advisors and Partners, while the remaining 2% will be distributed to our Bounty Campaign.

GETTING INCOME
At the end of each Financial Year, 20% of AFRICUNIA BANK’s Profit will be distributed among all our Token Holders (AFCASH) based on each Shareholder Section of the total amount issued by the Token, and this will be automatically paid to our Coin. Users in each wallet. In other words, you are entitled to income from AFRICUNIA BANK. Think of this as PASSIVE INCOME.

RESULTS OF ICO REVOLUTIONARY

Invest in Pre-ICO and Generate History by Joining the First 100% Crowdfunded Commercial Bank in Africa.

Blockchain technology will revolutionize all digital scenarios. This has the potential to disrupt some industries, especially the banking sector, and make the financial process more democratic, safe and efficient. In this digital era, almost all payments are made electronically and people expect real-time payment processing, but there are challenges. Transferring funds is not only about moving funds from one bank to another. long enough, in many cases about 2 days or more for domestic payments and 3 to 5 working days for international payments.

JUST THROW OUT HIDDEN CHARGES & SMILE WITH AFRICUNIA
By eliminating third-party intermediaries and overhead costs to exchange assets, Blockchains has the potential to reduce transaction costs.

In short, AFCASH will be based on Consensus PROTOCOL AFRICUNIA ALGORITHM (own network system), which not only performs all the functions and Ethereum Bitcoin system; but also very programmable.

OUR BLOCKCHAIN ​​TECHNOLOGY FEATURES
The features of our Blockchain Technology, the world class developers that we have and the support of the African continent, we are optimistic AFRICUNIA Blockchain is here to stay and its future is bright. In line with digital banks is the launch of AFCASH which is a digital currency from AFRICUNIA BANK. AFCASH is being developed by our own network from the beginning and parallel to Bitcoin, Ethereum, etc., and includes many of the latest technological advancements.

AFRICUNIA BANK WILL GIVE YOU A TRANSPARENT SYSTEM
The Bank will provide a transparent system for digital currency transactions in a secure technology environment, minimizing the possibility of fraud and fluctuations in the value of our digital currency – AFCASH. In fact, we created the relationships that were lost between conventional banking and the new world economy dominated by Blockchain.

DEVELOPMENT OF BLOCKCHAIN ​​PROTOTYPE

At this stage, we will develop a Blockchain prototype that will help eliminate ambiguity and improve accuracy with our AFCASH crypto. We expect this step to take 4 weeks and will run from 1 March 2018 to 31 March 2018.

Milestone 5: 1 August 2018 to 30 September 2018

DEVELOPMENT OF BETA BLOCKCHAIN ​​VERSIONS

A beta version of our AFCASH cryptocurrency will be developed to help developers better understand ecosystems because of further ambiguity. We hope this phase will take a maximum of 8 weeks.

Milestone 6: 1 October 2018 to 31 October 2018

TESTING ECOSYSTEM

We will test the system as a whole and ensure it functions properly and can be operated with the existing system. This stage will take a maximum of 4 weeks and will take place from 1 October 2018 to 31 October 2018.

Milestone 7: 1 November 2018 to 30 November 2018

COMPLETELY DEVELOPMENT OF OUR BLOCKCHAIN ​​TECHNOLOGY

We hope that the complete Blockchain Technology will be completed on 30 November 2018.

Milestone 8: December 1, 2018.

LAUNCHING OF BLOCKCHAINS AND ECOSYSTEMS

We hope to launch the Blockchain Ecosystem on 1 December 2018.

Milestone 9: December 2018

SOLIDIFICATION AND EXPANSION OF TECHNOLOGY

After the launch on December 1, the project will undergo ongoing maintenance and development to overcome all IoT, Machine Learning, and big data problems.

AFRICUNIA BANKING ROADMAP

Milestone one: $ 2 Million

DETERMINED FINANCIAL PAYMENT SERVICES

Diverse Payment Services

Obtain SWIFT membership

Get an API License

EBA Clearing & Payment System (EURO1, STEP1, STEP2, MyBank)

Payment of People to People & Loans

Investment Portfolio

European Payment Council RuleBooks and SDD Collection

Two Milestone: $ 3 Million

EMONEY SERVICE

EMI license

Foreign Exchange (FX)

Capital loans for consumers

Obtain Payment and Issuance of Cards

Milestone 3: $ 6 Million

COMMERCIAL BANK

Bank License

Crypto-Based Sales Points (PoS)

Debit card

Credit card

Current account

Savings Savings

Open the API Application

Card Membership

Four Milestone: $ 10 Million

DIGITAL PASS TECHNOLOGY

Hybrid Blockchain technology (Browser-based Prove of Work & Prove of Stake)

Offline / Online / Ultra Thin Smart High Security Wallet

AML / KYC protocol

Big Data Technology

Applied AI

Internet of Things Technology (IoT)

eSignatures

eSeals

Milestone five: $ 25 Million to $ 50 Million

PLACE OF FINANCIAL AND SMALL ENTERPRISE MARKETPLACE

Insurance & Brokerage Services

crowdfunding

Venture Capital Funding in BioTechnology & ICT

Own Capital Funding

Small Business Funding Services and Credit Matching

FX Fiat & Exchange / Trading Cryptocurrency

Six Milestone: $ 50 Million to $ 100 Million

CROWDFUNDING / VENTURE CAPITAL FUNDING / INSURANCE & BROKERATION SERVICES

If we are able to realize funds above $ 50 Million, we will use the same capital to utilize Venture Capital investment and SME funding as well as investing in Insurance and Brokerage services.

Be part of this amazing project. Download whitepaper for full spoons.

Until next time …

For more information, please visit:

Website: https://africunia.com/
Whitepaper: https://africunia.com/wp-content/uploads/2018/02/AFCASH-Whitepaper.pdf
JN Thread: https://bitcointalk.org/index.php?topic=2847593
Facebook: https://www.facebook.com/africunia/
Twitter: https://twitter.com/africunia/
Telegram: http://t.me/africunia

 (Beat Putih)
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Beat Putih

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