AFRICUNIA BANK is an innovative Banking Technology created to build Digital Currency and financial investment.

We are talented, passionate and hardworking individuals from all over the continent, combining efforts to manage coding, creating and building relationships in the financial arena. Our leadership has a solid foundation in financial technology, crypto currency, venture capital, entrepreneurship, product development, asset management and legal regulation.

Having established a network system with Blockchain Technology, we aim to create the technology and wave of social revolution that will open up health care, insurance and modern government departments.

As the third generation of Digital Bank we will use internet to know the wave of digital currency. Once we have applied our stupid proof methodology, our standards will align its technology with the goal of responsible innovation. Just like any other conventional bank, we will not establish a branch or a physical front office. We will be accessible to people in all walks of life throughout the day and night.

Africunia is registered in the United Kingdom as Africunia Limited, providing Global Banking and Financial Services. The “CUNIA” in “Africunia’ comes from the Latin word “PERCUNIA” meaning “money” or “cash.” whereas “AFRI” is the abbreviated version of AFRICA. Therefore translated — Africunia means African Money or African Cash.

Africuniabintends to bring investment globalization, transparency, and decentralization to the next level by leveraging the ubiquitous Blockchain Technology.

Africunia offers a vision for the new standard of tokenized investment platforms that will help to bridge the gap between the fiat and the crypto universes. At its core, Africunia will focus on all aspects of tokenized investment vehicles ranging from technology and infrastructure to legal compliance and the corporate structuring

Africunia is introducing an innovative banking model that allows the use of digital currency without hurdles, risks and technical barriers linked with owning, transferring, and trading in cryptocurrencies and tokens. Open exclusively for investment during ICO, Africunia is a third generation closed-end fund that uses the Africunia Blockchain Technology to create a bank-2-bank and peer-to-peer cryptocurrency called AFCASH


  1. Our bank offers most tokens (AFCASH) in the form of fully crypto-oriented investments or pegged to transact for gold and currency currencies. Parties interested in decentralization, transparency and exchange can leverage our platform.
  2. Investor trust will be boosted once the token fund has been approved by the legal counsel. Risk factors will be transformed into opportunities to sustain the investment process.
  3. Through the development of standard platforms, large investments will be withdrawn through a token fund. Our Bank believes that we will continue to introduce industry standards for the purpose of setting up a token investment forum.
  4. Openness and accountability will be elaborated through tokenisasi interests of funds and profit shares.
  5. The investment manager will get approval using the AFRICANIA BANK platform to enable them to establish and run a token investment fund. This is possible without going through the development of IT payload and infrastructure.

AFRICA plans to scale to offer traditional and emerging banking products in a tech-driven Blockchain era, which eventually becomes a one stop shop for all banking requirements.

We are in the process of implementing AFCASH – crypto-based on the AFRICUNIA Protocol Consensus Algorithm (APCA) to address the currently solved, partial issues of truth, consensus and utility. Our main goal is to develop new standards for forested investment that will act as a catalyst to bridge the gap between fiat and cryptocurrencies.

We offer a vision for a new standard of tokenized investment vehicles that will help bridge the gap between conventional and crypto universes. In particular, the AFCASH platform will be a one-stop shop solution for asset managers who want to create and manage the appropriate funds.

In essence, AFRICUNIA BANK will implement the benefits of Blockchain technology everywhere in the world of traditional investment. If you ever hesitate to use Blockchain Technology for a classic investment, then our AFCASH is your solution. It combines all aspects of tokenized vehicle investment ranging from technology to infrastructure and legal compliance to creating responsible “cryptocurrency”.

You envision a bank that offers the best financial and investment services available to everyone without limitation, where you can safely store and manage your crypto assets, and where you can make transactions and exchanges safe and fast. It’s here now – your bank and financial market – AFRICA

To stay within the limits of conventional banking, we will use the API (Authorized Payment Agent) for using appropriate  service and innovation standards. The base of AFRICUNIA BANK is an increase in capital invested according to customer development which in turn maximizes profit.
In addition, as far as technology security is concerned, our network architecture is decentralized.
Therefore, data storage, cryptographic encryption and security mechanisms for the identification, authentication and authorization of individuals or corporations are linked by the instrument.
Nevertheless, data processing is done automatically by using the applied AI algorithm. On this page there are some of our technology.

Our value
Our primary goal is to become the industry standard and a one-stop shop for setting up tokenized funds, regardless of whether these funds invest in the fiat or crypto universe

  • Offering best of both Fiat and Cryptocurrency world
  • Promoting sustainable investment of funds
  • Developing a standardized platform
  • Enhanced transparency
  • Scalable fund development
  • Market leading compliance
  • Development of a standard platform

The Structure
The fund structure may differ from one case to another. While it will evolve as new information becomes available, it will be run by a reputable legal counsel that will keep an updated reviews of what has been published.
Here is how the tokens will be divided:

  • The public contributors will be allocated 50% of the AFCASHs.
  • The company reserve will be assigned 30% of the AFCASHs. The reserve will form part of the company’s source income after the distribution period and will be allocated on a partial basis among the direct contributors and the core team of the business where necessary.
  • The remaining 20% of the AFCASHs will be allocated to the Founding Africunia Members and its advisors, partners, and campaigners as follows: 15% (Africunia Founders); 3% (Advisors & Partners); 2%(Campaigners). These funds would not be immediately tradable in
    order to continue motivating the core team after the distribution period.

ICO Token Detail

  • Token details token/coin symbol: afcash
  • Token/coin total supply: 500,000,000 (five hundred million afcashs)
  • Circulating supply: 500,000,000 (five hundred million afcashs)
  • Token/coin price: 1 afcash = $0.10 usd
  • Unsold tokens: any unsold token will be burnt
  • Sharing revenue: at the end each financial year, 20% of africunia bank’s profit will be distributed among all holders of our token (afcash) based on each holder’s share of total amount of tokens issued, and this will be automatically paid out to our coin users in their respective wallets. In other words, you are entitled to africunia bank’s revenue. Consider this as a passive income.

Bounty Campaign Reward Structure


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