As per factual information from world banks, that around 70% of all miniaturized scale, little and medium endeavors in developing markets have no entrance to credit. In spite of the fact that the part extremely assumes a major part in the nearby/worldwide economy. Particularly as indicated by world bank information evaluates that casual organizations around the globe have an extra credit hole of about $ 1 trillion. this hole is profoundly felt in the worldwide economy, and the keeping money industry to date can’t tackle this issue. Consequently, we will build up a stage that will take care of this issue utilizing elective strategies or called ‘elective fund’, which will give elective financing arrangements, for example, distributed loaning (P2P), crowdfunding, asset report loaning, receipt exchanging (credit supported by account receivables), production network back, turn around figuring, trader advances, VAT financing, and others. We will talk about this hole, by making a stage named “DEBITUM”
How it works

Contribute to Debitum Network and receive your DEB tokens.
Debitum Network — solution for small businesses financing

  • Fernando runs a timber company in Brazil and would like to export his production to the Netherlands.
  • Currently as Fernando has no money for international business growth, he sells all his production quite cheaply to Alex, a middleman taking care of business development in the Netherlands and logistics.
  • Fernando finds Debitum Network and puts a loan application for 20,000 USD with 12% interest rate, providing his production in his warehouse as a collateral.
  • Many investors from the USA and Europe decide to finance Fernando and provide him with the loan of 20’000 USD.

Fernando is happy to see his business grow as he has more money. As Fernando successfully establish his operations in the Netherlands with the help of his friend Sarah, investors are paid back the loan.
Your profit grows together with Debitum Network

We use your contributions to fully launch our solution in a lot of markets.

Everyone with spare money can join Debitum Network and provide a loan to Fernando or any other company.

As Debitum Network grows worldwide, with a very limited amount of DEB tokens in the market, the value of acquired tokens could well increase around 10x times.

y according to world bank data estimates that informal companies around the world have an additional credit gap of about $ 1 trillion. this gap is deeply felt in the global economy, and the banking industry to date cannot solve this problem. Therefore, we will develop a platform that will solve this problem using alternative methods or called ‘alternative finance’, which will provide alternative financing solutions such as peer-to-peer lending (P2P), crowdfunding, balance-sheet lending, invoice trading (loan backed by account receivables), supply chain finance, reverse factoring, merchant loans, VAT financing, and others. We will debate this gap, by creating a platform named “DEBITUM”

Getting Started Development

We will build a platform that will engage SMEs with traditional banks, where we will provide solutions for SMEs who are finding it difficult to raise funds, so they can grow and grow and ultimately they can directly access traditional financial instruments. We will give users easier access, in addition they will get higher operating speed and convenience. Users will gain access to financial instruments faster than regular banking. Regarding our belief in users, we will use a blockchain system, which in turn will manage in such a way as to the system and user loan procedures, so that we are not overly concerned about the trustworthiness of users.

Reasons We Choose Blockchain

We designed this platform to run using blockchain technology as the basis for our platform development. Because from the first appearance, blockchain comes with the offer of fast and secure online transactions and supports all types of data and cryptocurrency. Blockchain technology uses a system, where every transaction is recorded and can not be changed forever, so transaction security and transparency can be maintained and reduce the chance of cheating data.
We prefer to use blockchain technology because this technology is more secure than the usual technology today. Unlike conventional technology, blockchain technology does not require a third party, so it’s safer and cost-effective. And blockchain technology is more minimal system error, so this technology is better and reliable.

True decentralization

We will make this platform work with a truly decentralized system, we will put our users in one place, a ‘community’, which contains various service providers and companies, which they will be able to finance ‘borrower’ alternatives to various SMEs. With the Debitum network, we will make this community work together as one service provider, which in turn will provide a better experience in this financial business.

In conclusion

We believe that with the system we have designed, we can address the gaps that traditional banking cannot overcome at this time. And we believe that blockchain and cryptocurrency technology is the most important part of it, and we are sure to have a platform that is safer and better than similar platforms.


With this opportunity, we invite you to enlarge this Platform, to reach the Broader Society. We will release the Token under the name “Debitum (DEB) Token ”, here is the data.

Token name: Debitum (DEB)
• Blockchain: Ethereum-based ERC223 token
• Crowdsale: The Stage 1 Crowdsale from December 7th
• 400 million Debitum tokens
• Stage 1 Crowdsale the Hard cap is: Round A 4,000 ETH, Round B 20,000 ETH


Learn more about what we’ve achieved so far, our short-term plans, and what we’ll create together

2015 — Q2 2017

Start of the company

2015: Incorporated DEBIFO — an alternative finance company

2016.01: Joined Mintos p2p finance platform

2016.10: Reached financing agreement with a private debt fund MUNDUS

2017.02: Envisioned Debitum ecosystem

2017.06: Reached 3M EUR portfolio, nearly 20M EUR asset turnover

Q3 2017

Creating Proof of Concept

2017.07: Expand core team with business and technology advisers

2017.08: Establish global business development team

2017.09: Build and deploy MVP version on Ethereum Ropsten blockchain

2017.09: Align with first counterparties of ecosystem

Q4 2017

Raising funds via Crowdsale

2017.10: Launching of the marketing campaign

2017.10: Expanding the Debitum Network community

2017.10: Incorporating Debitum Network

2017.12: Crowdsale Round A — Raised 1,2 M USD

Q1-Q3 2018

Building Debitum Network 1.0

2018.02: Crowdsale Round B

Product development start

2018.03: Expanding Debitum Network team to prepare for global expansion

2018.06: Establishing Debitum Network in the first target country

2018.09: Testing and auditing Debitum Network 1.0 before public launch

Q4 2018

Debitum Network 1.0

Develop Debitum Network ecosystem version 1.0 with manual on-boarding of asset generators, investors and additional service providers



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