Debitum: SME’s boon

As per the World Bank’s audit, roughly 70% of all miniaturized scale, small furthermore, medium-sized enterprises in developing markets need access to credit. At the same time, the small and medium-sized organizations stratum is the most encouraging target gathering of people for agents.

As the tremendous credit disparity is still there and developing, we ought to concede the existing arrangement isn’t probably going to adapt to the issue, so an alternate approach is required.

The decentralization of lending and the continued innovations for SMEs seem to be the best alternative available.


Debitum Network is a creative hybrid ecosystem for small business financing – using Ethereum blockchain based process together with principal and interest moved utilizing fiat. This ecosystem-framed on decentralized and inspired groups unites SME borrowers, local and provincial risk assessors, loan collectors, guarantors and worldwide investors with interconnected Smart contracts.

The Network Ecosystem

1. True Decentralization

As Debitum Network is the first market producer and facilitator for settling the world credit deficit by interfacing SMEs with worldwide investors who can depend on benefits provided by nearby or territorial counterparties, i.e., authentication, risk evaluation, insuring, loan collection.It is conceivable to pull in worldwide investors to appropriate their accessible capital and in addition pull in SMEs to obtain and fund their development; nonetheless, to make the entire ecosystem really decentralized, worldwide and self-sustainable service organizations will be sorted out in ‘groups’

2. HYBRID connecting cryptocurrency and fiat

Imperatively, as crypto isn’t perceived as a conventional cash in many nations (with the exception of Japan) and as most digital forms of money are excessively unpredictable, generally business borrowers and financial specialists in short and medium term would want to manage loan principal and interest installments in its typical way – utilizing fiat installments.

Joining principal related capital exchanges may fill in as a favor façade for any venture, however, the enthusiasm for such a framework will remain essentially a scholarly one for a considerable length of time to come. In an untimely move of onboarding credit related capital today, they would spook numerous potential clients. Subsequently Debitum Network will utilize cryptocurrency as it were for other financing cycle related expenses and certification like token stops.

3. TRUST based

By joining fiat operations and profoundly trustable and productive blockchain based financing process Debitum Network will guarantee high enthusiasm from SMEs and investors. As loaning is basically determined by faith and trust in the borrower’s capacity to reimburse, Debitum Network will guarantee that all exchanges will interconnect with a trust arbitrage smart contract that will give objective trust rating to every single counterparty and in addition groups of counterparties (i.e. risk evaluators group in a solitary nation).


Debitum Network, running on Ethereum blockchain has various entryways prepared to join counterparties who run different benchmarks of applications. Since Debitum Network does not fuse its own consensus system, its assault to information protection and adaptation to internal failure are equivalent to those of Ethereum’s. For a similar reason, Debitum has no interior regular mode failure issue. A basic confinement of blockchain uses of being costly isn’t important in Debitum Network’s case claiming B2B exchanges are generally substantial. By and large an SME credit is around 15 thousand USD, consequently, as of now, known blockchain application related framework costs are moderately low.

For security reason, framework foundation will have open, simple accessibility for everybody, and private, controlled by system administrators and subnets.

Token Sale and Distribution Details

Debitum Network is working inside a local crypto token. This token is named as Debitum. The platform has particularly been planned keeping in mind the end goal to coordinate with computerized extra services and machine learning knowledge. What’s more, it can consolidate splendidly well to the Blockchain innovation to mechanize the way toward offering advances and clearing resources.

Debitum Network will be utilized as a part to discover capital expected to finish the stage improvement. It can be considered as a well-built platform. Countless IT firms have chosen to give help to the advancement of Debitum Network. In this manner, it will be one of the most grounded investment openings accessible.

PRE-ICO Token Details

Pre-ICO start date: 07.12.2017
Pre-ICO end date: 21.12.2017

ICO Token Details

ICO start date: 25.01.2018
ICO end date: 25.02.2018
ICO Token Supply: 400000000
Soft cap size: 25000
Soft cap: 18,347,400 USD
Hard cap size: 50000
Hard cap: 36,694,900 USD
Token price in BTC: 1 Token = 0.000067 BTC
Token price in ETH: 1 Token = 0.001362 ETH
Token price in USD: 1 Token = 733.898000 USD
Accepted Currencies: ETH
Token distribution: 60% – the crowdsale15% – will be hold as reserve10% – supporters share15% – coins teams share

The crowdsale for Debitum token has started from January 25th, 2018 and will be continued till 25th February, 2018.

The Final Verdict

Every one of the general population who have acquired the enrollment of Debitum Network will have the capacity to remain associated with each other without spending any cash whatsoever. Consequently, they will discover it as a simple assignment to take the business improvement exercises into a different level. This strategy for loaning is vastly improved when contrasted with the conventional loaning technique. At the end of the day, it functions as a crossover arrange. Accordingly, the eventual fate of small and medium scale entrepreneurs look encouraging.

To know more visit:

Website :

Whitepaper :



Publication author

offline 2 years


Comments: 0Publics: 9Registration: 13-02-2018
Войти с помощью: 
Войти с помощью: 
Password generation