Hero The Future of Banking in Southeast Asia

What is a Hero Token

Hero has been created to make both financial return and positive social impact. A Hero token represents the right to receive a reward, which is part of the interest income earned. It does not represent equity in the company nor have any intrinsic value. All tokens in aggregate will have the right to receive up to 20% of interest income.

Value to investors

Hero tokens are strategically designed to add value to the Hero network:

  1. Reward bearing tokens that generate interest income
  2. Social impact of helping underserved access affordable credit
  3. Buy back: The company may use a percentage of profits to repurchase Hero tokens from the open market at the prevailing market price, therefore the value of the token should be further positively correlated to the success of the project

Payout structure

Up to 20% of the distributable interest income is transferred to the specific Ethereum (ETH) wallet on a quarterly basis. The ETH is then redistributed to all holders of Hero tokens according to the smart contract conditions (i.e. the stake of interest income is received pro-rate the share of tokens owned.)



Total supply

250,000 Ethereum (ETH) worth of Hero Tokens (equivalent to 50,000,000 Hero Tokens). The final number of Hero tokens is defined after the end of the token sale based on amounts contributed.

Token Distribution

Hero Tokens are created and given to buyers as soon as they give ethers to the sale contract. Trading and transferability only starts after the end of the token sale. From a practical point of view, this achieves the same thing as not giving the tokens until after the sale. But from a technical standpoint, we avoid the problem of the token handout at the end of the sale from running into the gas limit.
Token Distribution:
Token Hero is created and provided to buyers as soon as they give ether to the sales contract. Trade and transferability only begins after the end of the sale of tokens.

From a practical point of view, this achieves the same thing by not providing tokens until after the sale. But from the technical side, we avoid the token handout problem at the end of the sale so as not to get into the gas boundary.

Join us on our journey and be part of Hero’s success story. We are excited to have you.
Investment considerations:

1.Rising Cryptocurrency Demand
Cryptocurrency have grown tremendously from 9 currencies tracked by Coinmarketcap in April 28, 2013 with a market cap of $ 1,596,170,459. Now it has 1,020 assets and currencies listed as of August 20, 2017 with market-cap of $ 145,648,855,301 or about 91.25x April 28,2013 market-cap.

2. Stable Overseas Filipino (OF) Remittances in the Philippines
OF remittances over the last five years have been steadily growing at around 5% per year. As of June 2017, OF remittances are at 13.813B USD or grew at 4.7% versus 1H 2016. See details below.

3. Working product / expansion within Southeast Asia
Hero is already operating in the Philippines, and Earnings before Interest, Tax, Depreciation and Amortization (EBITDA) base on Q3 2018 and Net Income After Tax (NIAT) during Q4 2019. At expected non -bank financial lending in the Philippines of approximately $ 3B USD in 2020. Hero is forecasting a market share of less that 3% of it or around $ 17B USD. The Company has already secured licenses to operate in Vietnam, Laos and Cambodia. Hero is also negotiating with strategic partnership in Indonesia and Thailand.

4. Funded by Big Companies
Hero have raised 2M + USD pre Series A from 500 Startups (now Spiral Ventures). Also already trusted and funded by stable such as Softbank and Alibaba in 2016.

Hero Bonus:

  • 30% — Presale Day 1 (First 3h)
  • 20% — Presale Day 1 (3: 01h-24h)
  • 10% — Day 2 to day 3
  • 5% — Day 4 to day 7
  • 2.5% — Day 8 to day 14
  • 0% — After Day 14

You need to know, 1 ETH is equal to 200 Token Hero. That means one Hero tokens worth 1/200 ETH. Additional extensions are offered to those who do early.

The token bonus is allocated above the token you purchase. For example, if you plan to buy tokens for 50 ETH within the first 3 hours, you’ll receive 10,000 tokens plus 3,000 more tokens as bonuses, so a total of 13,000 tokens.

For official Hero information:

Website : https://herotoken.io

Twitter : https://twitter.com/PawnHeroPH

Facebook : https://www.facebook.com/PawnHero.ph

Slack : https://herotoken.herokuapp.com

Telegram : https://t.me/herotokensale

Whitepapers : https://s3-ap-southeast-1.amazonaws.com/herotoken/Hero+Whitepaper_081417.pdf

bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1790451


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