Home Loan – A Peer-to-peer lending service that works with Cryptocurrency secured by real estate

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HOME LOANS is an accomplished group that has been working in the field of land for over 10 years and particularly with the land credits for over 4 years (permit for microfinance action from the Ministry of Finance of the Russian Federation from 2013) and in IT advancement for more than 5 years chose to make the HOME LOANS stage.

Today, every individual with the age over 18 will have the chance to purchase their own lodging by having just a cell phone and portable application HOME LOANS.

There is nothing unexpected that budgetary establishments check borrower’s reliability exceptionally astute before loaning cash. Money related elements need to make an extensive variety of strategies, for example, FICO rating, security examination, and record of loan repayment check in Bureau (which isn’t free) keeping in mind the end goal to assess and settle on a choice on the bank’s credit board of trustees.

The reason of making HOME LOANS stage

I. The level of the economy

ii. Renegotiating rate

Iii.The inside directions of banks

iv. The quantity of defaults, the age of the borrower, and so forth.

HOME LOANS is a platform for investment in loans secured by real estate around the world, built on the basis of the Ethereum platform. Token HlCoin platforms will be provided with the real estate objects and will be traded at crypto exchanges. HOME LOANS platform uses complex algorithms to predict creditworthiness of all customers and in just 20 minutes a borrower can get their very first the first loan to purchase real estate in his her life just from their smartphone. All customers have an ability to pay less interest and have a higher credit rating, if they use our platform more often. All aggregated Big Data and Credit Histories are stored on the Blockchain. Thousands of investors have access to millions of new customers that we bring into the world economy and millions of people will have the opportunity to purchase a property anywhere in the world.

PEOPLE NEED MONEY AND HOUSES – BUSINESSES AND INVESTORS NEED CUSTOMERS

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GLOBAL PROBLEM:

  1. Access to adequate housing is a universal right of everyone. Meanwhile it
    deprived 1.6 billion people in the world.
  • Fails minimum requirements.
    -A negative credit history or no credit history.
  • High credit load.
  • Low level of income. Fraud.
  • Debt to administrative or criminal liability.
  1. Banks are reluctant to communicate with foreign clients, citing the high level of risk. One of the main reasons to provide you with a mortgage, is a confidential letter from the world’s largest Bank, which you should position as paying customers.

OUR SOLUTION:
HOME LOANS
is a platform for investment in loans secured by real estate around the world, built on the basis of the Ethereum platform. Token HLCoin platforms will be provided with the real estate objects and will be traded at crypto exchanges. HOME LOANS platform uses complex algorithms to predict creditworthiness of all customers and in just 20 minutes a borrower can get their very first the first loan to purchase real estate in his/her life just from their smartphone.
All customers have an ability to pay less interest and have a higher credit rating, if they use our platform more often. All aggregated Big Data and Credit Histories are stored on the Blockchain. Thousands of investors have access to millions of new customers that we bring into the world economy and millions of people will have the opportunity to purchase a property anywhere in the world.

OWNERS OF THE HLCOIN TOKENS WILL RECEIVE:

The international lending platform for real estate HOME LOANS provides for such types of loans as:

  1. Loans for housing under construction.
  2. Loans for secondary housing.
  3. Loans for commercial real estate.
  4. Loans for land purchase.
  5. Loans for own property.

BENEFITS
*HOME LOANS for the crypto community: Creation of a crypto-ecosystem
*HOME LOANS for business: attracting new and returning old customers
*HOME LOANS for people: the opportunity to buy property without resorting to traditional methods like banks
*HOME LOANS for local partners: global business scaling

In order to create a platform HOME LOANS and develop business on a global level, our team took the decision to hold ICO. Successfull ICO will allow us to quickly create products and services, and will also make possible the development in the international market.

TOKENS OFFER

*The first stage of the project is the Pre-ICO HLCoin Token which will start on November 29 and end on December 29 (1 HLCoin = 0.5 $ +50% bonus)
*The second stage of the crowdsale project (1 HLCoin = 1 $ + bonuses 3)
*During crowdsale HLCoin will compile a limited number of 150,000,000 tokens and be sold at a fixed price. Original price: the price of the token is fixed at the level of 1 US dollar — 1 HLC token.

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Meet the team:

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For more information please visit:
Website: http://home-loans.io/

Ann Thread: https://bitcointalk.org/index.php?topic=2479111.0

Facebook: https://www.facebook.com/HLCoin/

Twitter: https://twitter.com/HomeLoansCoin/

Whitepaper: http://home-loans.io/White_Paper_ENG.pdf

Bitcointalk profile:https://bitcointalk.org/index.php?action=profile;u=1821576

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Keyplex

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