HOME LOANS Home Loans through Blockchain Technology

HOME LOANS Home Loans through Blockchain Technology

The advantages of a perfect ecosystem for crypto companies are a challenge that companies struggling to solve in the Cryptocurrency industry strive to outperform their competitors. In the near future and according to a global body of research statistics in the next few years, the industry in crypto field is experiencing rapid growth, which can be felt by some good crypto searchers for free or by investing in a blockchain based platform project.

The huge impact of technological advances in the financial sector is one of the hottest topics today. Home Loans as an advanced Peer-to-peer loan service working with Cryptocurrency guaranteed by real estate is fearless to embrace a new era of digital economy. That’s why the Home Loans team has set their goals to have a positive impact on the lives of millions of people. They believe that blockchain and cryptocurrency technology is an important part of it. They aim to enter a new era of loan services that work with Cryptocurrency guaranteed by real estate using Home Loans Engine and expand their platform architecture to accept all crypto financial management. The whitepaper provides full details about this project. http://home-loans.io/White_Paper_ENG.pdf

The HomeLoans platform started as a company in 2011 to focus on real estate transactions and real estate secured loans in 2013, aimed at delivering optimal solutions to its customers. To increase the professional level in the field of real estate sales and mortgage loans every year, our employees are trained, as evidenced by the related certificates. Every year our organization participates in all forums, which take place in the framework of mortgage lending. Our partners are like giants like Sberbank, VTB 24, Gazprombank, URALSIB. To program this platform, we have attracted smart contract programmers and experts. Also in the development and development process we will attract specialists from the blockchain.

The Home Loans team is developing a platform, which provides an easily accessible financial platform through which people from all over the world can turn their savings into real estate-backed Home Loans (HLCoin) currency for potential returns from real estate loans, property purchases and protect their income from inflation. After successfully overcoming the crowdfunding crisis, Home Loans will begin to create a Peer-to-peer loan service that works with Cryptocurrency secured by real estate loan extensions, as well as opportunities for smart contracts and innovative financing platforms for real estate loans, HLCoin will reduce costs and increase the speed of traditional businesses in lending to real estate security and eliminating the need for third party participation.

HOME LOANS is a platform for investment in real estate secured loans around the world, built on the basis of the Ethereal platform. The HlCoin Token platform will be equipped with real estate objects and will be traded on crypto exchanges.

HOME LOANS platforms use complex algorithms to predict the creditworthiness of all customers and within just 20 minutes borrowers can get their first loan to buy real estate in their life only from their smartphone. All customers have the ability to pay less interest and have a higher credit rating, if they use our platform more often.
All Big Data and Aggregate Credits are stored in Blockchain. Thousands of investors have access to the millions of new customers we bring into the world economy and millions of people will have the opportunity to purchase property anywhere in the world.
The HomeLoans platform started as a company in 2011 to focus on real estate transactions and real estate secured loans in 2013, aimed at delivering optimal solutions to its customers. To increase the professional level in the field of real estate sales and mortgage loans every year, our employees are trained, as evidenced by the related certificates. Every year our organization participates in all forums, which take place in the framework of mortgage lending. Our partners are like giants like Sberbank, VTB 24, Gazprombank, URALSIB. To program this platform, we have attracted smart contract programmers and experts. Also in the development and development process we will attract specialists from the blockchain.

HOUSEHOLD LOANS is an easily accessible financial platform whereby people from all over the world can turn their savings into real estate-backed HLCoin currencies to get a return on real estate loans, property purchases and income protection from inflation. In the future we will be able to help all the 1.6 billion people who do not have their own housing, and also all those who, for whatever reason, are rejected by the bank, adding it to the new global decentralization cryptosystem.

The international loan platform for real estate HOME LOANS provides loan types such as:

  1. Loans for housing under construction.
  2. Loans for secondary housing.
  3. Loans for commercial real estate.
  4. Loan for land purchase.
  5. Loans for own property.

BENEFITS

  • HOUSE CREDIT for the crypto community: Creation of a crypto ecosystem
  • HOME PAGE for business: attract new and returning customers
  • CREDIT HOUSE for people: opportunity to buy property without using traditional methods such as banks
  • HOUSE LOANS for local partners: global business scale

To create a HOME LOANS platform and grow business on a global level, our team took the decision to hold ICO. Successful ICO will enable us to quickly create products and services, and will also enable development in international markets.

COUNTRIES WHERE IT’S COMPLEX TO GET MORTGAGE
Bulgaria
Fixed interest rate: 11%
Interest on loans: up to 70%
Loan term: up to 25 years.
Czech Republic
Fixed interest rate: 5%
Interest on loans: up to 60%
Loan term: up to 35 years.
Switzerland
Fixed interest rate: 4.5%
Interest on loans: up to 50%
Loan term: up to 10 years.
Australia
Fixed interest rate: 3.5%
Interest on loans: up to 60%
Loan term: up to 25 years.
English
Fixed interest rate: 2-4,5%
Interest on loans: up to 70%
Loan term: from 5 years.

The minimum amount of mortgage loans in Foggy Albion is £ 100,000, British banks do not choose to consider apps of less than £ 1 million. Such a loan to a financial institution is simply not profitable. As for the borrower, this situation is not good because the chances of getting a mortgage for an economy class apartment is much lower than if the fund is required to finance elite facilities. Officially, Russians can get a mortgage at an annual rate of 2 to 4.5% and a five year loan agreement with the possibility of further extension to the revised terms.

Our solution
A. Creation of an international loan platform using open source resources based on chain block technology.
B. Provide private investors with access to large amounts of data.
C. Minimum 500,000 and maximum 50 million US dollars.
The original price: the token price is set at the level
1 US dollar – 1 token HLC.

HOME LOANS TOKENS SALES
The first phase of the project is the Pre-ICO HLCoin Token which starts on 29 November and ends on 29 December, during this period the price will be as follows: 1 bonus HLCoin = 0,5 $ + 50%.
The money collected in Pre-ICO will go into the ICO advertising campaign and the creation of the HOME LOANS mobile prototype and application platform.
The second stage of the crowdsale project. During the investor crowdsale can buy HLCoin Token with fixed interest rate using US dollar (USD), Bitcoin, Ethereum. 1 HLCoin = 1 $ + bonus
During crowdsale HLCoin will collect 150,000,000 tokens and be sold at a fixed price. The total time interval of crowdsale is 30 days. The main bid of the HOME LOANS token and the corresponding token-making process will be based on the use of “smart contracts” launched on the basis of Ethereal.
Token name: HLC Total volume of token issued: 150,000,000 HLC. Total amount during initial sale: 120,000,000 HLC. Guarantee Fund: 30,000 H50 Tokens that will not be sold when the initial offer will be destroyed.

TOKENS OFFER

The first phase of the project is the Pre-ICO HLCoin Token which will begin on 29 November and end on 29 December (1 bonus HLCoin = 0,5 $ + 50%)

  • The second stage of the crowdsale project (1 HLCoin = 1 $ + bonus 3)
  • During the HLCoin crowdlesale will collect some 150,000,000 tokens and be sold at a fixed price. Original price: token price set at 1 US dollar level – 1 HLC token.

Token Distribution:
Founder – 8%
Advisor – 4% Reward

Investors 3% – 85%
Bonus for first investor during token initial bidding (additional token added to purchase):
Bonus PRE-ICO + 50% 1- 3 days – bonus + 25% 3-9 days – bonus + 20% 9-18 days – bonus + 10% 18-31 days – bonus + 5%

Detail Information:

Website: http://home-loans.io/
Ann Thread: https://bitcointalk.org/index.php?topic=2479111.0
Facebook: https://www.facebook.com/HLCoin/
Twitter: https://twitter.com/HomeLoansCoin/
Whitepaper: http://home-loans.io/White_Paper_ENG.pdf

Author: https://bitcointalk.org/index.php?action=profile;u=1007960

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Mirallas

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