IOU – The True P2P e-Commerce Loyalty Platform on Blockchain Technology


As progressive as it sounds, Blockchain really is a system to convey everybody to the most noteworthy level of responsibility. Not any more missed exchanges, human or machine blunders, or even a trade that was not finished with the assent of the gatherings included. Above whatever else, the most basic territory where Blockchain causes is to ensure the legitimacy of an exchange by recording it on a principle enroll as well as an associated dispersed arrangement of registers, which are all associated through a safe approval component.

The blockchain is a morally sound computerized record of monetary exchanges that can be customized to record not simply money related exchanges but rather for all intents and purposes everything of esteem. Blockchain innovation resembles the web in that it has a worked in power. By putting away squares of data that are indistinguishable over its system, the blockchain can’t be controlled by any single substance and has no single purpose of disappointment. The web itself has turned out to be tough for just about 30 years. It’s a reputation that looks good for blockchain innovation as it keeps on being produced.


IOU tries to rethink the current client devotion programs in an offer to offer more advantages, control, and adaptability to the shippers. Doing this will make it workable for the dealers to ensure their customers the most ideal buyer fulfillment levels. This will be in return for the promoting consumptions previously brought about.

The dependability framework being proposed by IOU will make it feasible for the entrepreneurs to fabricate new cooperation levels with their customer base. Furthermore, they will likewise have the capacity to give a chance to their shoppers to unreservedly trade the IOUs in their ownership with different purchasers. furthermore, here, every Consumer genuinely would turn into the “specialist” focusing on different Consumers on P2P trade looking to exchange their obtained IOUs with different Consumers dependent on the need and incentive at the season of the exchange. Such methodology enables shippers to acquire a steady convergence of new clients and genuinely steadfast clients.

For example, Consumer An obtained eatery IOU in Rome and is going to Paris may exchange his/her IOU with the Consumer B who is venturing out to Rome for the eatery in Paris. They accept numerous Consumers would buy various IOUs from a similar Merchant if the offer is appealing to have chance to exchange some with different Consumers. This methodology drives consumer loyalty while giving Merchants would not just get the chance to draw in new clients yet in addition get their assets ahead of time.

IOU has formalized the arrangement of its work with every CEO, CFO and COO (every, “Official”) by making a composed assention that formalizes their current work necessities. Such work understandings incorporate prohibitive assentions, for example, non-rivalry and non-sales provisos. The work understanding likewise stipulates extra arrangements by appreciating end, valuable end, severance pay and elective controls from the Executive, together with installments somewhere in the range of 6 and year and a half of compensation, rewards and benefits in the end competition inside a year after the difference in charge.

IOU stays at the front line of the fintech upset that democratizes access to capital for independent ventures. IOU hopes to keep on creating contract start and produce benefits all through 2018.

IOU shut the main quarter of 2018 with a balanced vast benefit of $ 804,088, which bars certain non-money and non-repeating things, contrasted and two balanced net misfortunes of $ 0.7 million in the principal quarter of 2017. Two $ 1.5 million two enhancements in balanced web incomes essentially caused by two $ 1 million limiting arrangements for home loan misfortunes and in addition $ 0.6 million in lessened work costs in various quarters with the last year of a similar span and for two $ 0.1 million expand net pay.

The worldwide patterns in computerized web based business

Add up to total populace: 7,476 billion individuals.

Urbanization achieves 54%

Web clients: 3,773 billion.

Infiltration is half

Web-based social networking dynamic clients: 2,789 billion.

Infiltration achieves 37%

One of a kind versatile client: 4,997 billion.

Infiltration is 66%

Dynamic cell social clients: 2,549 billion.

Infiltration achieves 34%

Advantages of the IOU E-trade Blockchain Loyalty System Platform By opening limited time offers from vendors by means of blockchain, shoppers and merchants are recorded underneath:

Client dedication and maintenance

Every one of IOU’s commitments will be additionally formed into the Flagship Blockchain reliability program for business people. In this manner, dealers approach a productive and safe approach to advance all their extraordinary offers to shoppers.

Viral showcasing

Clients are essentially specialists for dealers. They can target different buyers on shared trades to trade the IOU they have with different buyers. This is something that will be founded on the esteem and needs when the exchange is done. This is a methodology that enables business administrators to pull in and keep up stable client inflows.

IOU distributed trade

This extraordinary trade is one that is driven by market adaptability. Clients can securely buy IOU offers from entrepreneurs with each buy with particular conditions for special administrations or items, for example, trade prerequisites, restricted amounts, and termination dates.

This is a type of adaptability that may give purchasers enough time to utilize their administrations or items. As an option, they additionally have enough time to trade IOUs with the individuals who may be keen on them in any area around the globe.


Merchants must pay 5% Gas fee in IOUX Tokens for every IOU offer issued for Consumers (in addition to the 5% Fee on any purchases made by other crypto currency, while purchases made by IOUX Tokens would be exempt). In exchange, to provide incentives for the IOUX Token holders every IOUX Token transaction would be granted additional 5% Discount to the Consumers. Additional 20 Loyalty Tokens would be given equally each time to both Merchants and Consumers after accumulating transactions of 1000 Tokens.

Merchant would also have an option to Guarantee the Service and issue refunds of payments if product or service offered by their IOU offers was not satisfactory. Thus additional IOUX Tokens would be escrowed until the completion of the term of the IOU Offer. During issuance of IOU offers, Merchants must agree to the Token Discount, Service Guarantee and Gas Fee Terms. This structure would ensure high utilization and demand of the IOUX Tokens.


200,000,000 IOUX TOKENS

1 IOUX = $0.28

PRE-ICO 10,000,00040% + VOLUME BONUS

ICO 100,000,000




Allocated for ICO and Private Sale. Company will burn unsold tokens and use 20% of e-commerce transaction fees on buy-back program to quarterly acquire IOUX tokens from listed exchanges and burn those re-purchased tokens.


Public — 57.5%

Founders and Management — 20%

ICO Advisors and Bounty Marketers — 2%

Company — 20.5%


Technology — 45%

Marketing / Expansion — 35%

Operations — 12%

Other — 8%


MAR 17

Market Research

MAY 17

Feasibility Study

JUN 17

Prototype Design

JUL 17

Development Environment Setup

Start Implementing Existing Loyalty System Modules into Blockchain Environment

AUG 17

Start P2P IOU Exchange Development

Phase I: Module Testing and Q/A

OCT 17

Finish P2P IOU Exchange Development

NOV 17

Start Mobile Application Development

Start Phase II: Loyalty Project Development

AUG 18

Finish Phase II: Loyalty Project Development

Start Phase III: Loyalty Project Development

PRE-ICO / White-Listing

SEP 18

Start ICO / White-Listing

DEC 18

Finish ICO / White-Listing

Finish Phase III: Loyalty Project Development

Exchange Listing Initiative

JAN 19

IOU Loyalty System Testing Q/A


IOU Closed Beta Release

APR 19

IOU Beta Release

Start EMEA Marketing Expansion Campagn

JUN 19

End Beta — IOU v. 2.0 Release

AUG 19

Finish EMEA Marketing Expansion Campagn


APAC Marketing Expansion Campagn


North America / Iberia / Latin America Marketing Expansion Campaign


VLADIMIR SHEVCHENKO: Chief Executive Officer

VITALY GARSHTYA: Chief Visionary Officer

VLADISLAV FRANTZ: Chief Technology Officer / Systems Architect

MAX KOSTIN: Chief Information Officer

EDWARD W. MANDEL: Strategic Advisor – Business Development

SOL ALAN SAAD: Strategic Executive Advisor – International Investment Banking and Business Development

VICTOR JACOBS: Business Development Executive

ANDREAS IOANNOU: Legal and Compliance Executive

MARIOS CHARALAMBIDES: Corporate Structuring and Accounting

ANDREY NECHESOV: Blockchain Developer, Scientist


EVAN BERGER: International Legal and Venture Finance Strategy

GERMAN TANOV: Marketing Strategist

NICK VERO: Sales and Marketing Strategist

MAXIM GARBUZOV: Community Manager. Social Media Marketer.

ROMAN MIROSHNICHENKO: Digital Marketing Strategist. Project Manager.

DR. BING DENG, PHD: Blockchain Strategist / Crypto Investor / APAC Marketing

PUI CHI WONG: Strategic Advisor – Investment Banking, APAC Business Development

DR. PAVEL BONDAREV, PHD: Strategic Advisor – AI Development

LIUDMILA ERUKHOVA: Strategic Advisor – Fintech Analyst

MARLOW ROSADO: Strategic Advisor – Music and Entertainment Partnerships

JOHN ZANOTTI: Strategic Advisor – Business Development

MICHELLE L. STEINGARD: Strategic Advisor – Affiliate Marketing

KONSTANTINOS KASTANA: Strategic Advisor – Marketing EMEA

ARTURAS SVIRSKIS: Strategic Advisor – Marketing

SALINA BO: Strategic Advisor – Compliance

KIRILL OVS: Strategic Advisor – Business Development

TIM CHEN: Strategic Advisor – Marketing APAC

BEL R. LI: Strategic Advisor – PR APAC

KAREN HU: Strategic Advisor – Partnerships APAC

MICHAEL MA: Strategic Advisor – Corporate Sales APAC

CHI LE: Strategic Advisor – PR and Marketing, Southeast Asia

THANG BUI: Strategic Advisor — Blockchain Developer, South Asia

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