Empowering Blockchain Merchants and Consumers with decentralized and secure Peer-to-Peer technology driving customer satisfaction and loyalty through Merchant’s trade-able IOUs.

IOU reinvents existing loyalty systems in order to provide more flexibility, control, and many more benefits for Merchants in order to guarantee the highest possible level of consumer satisfaction for the incurred marketing expenditures.

IOU seeks to reinvent the existing customer loyalty programs in a bid to offer more benefits, control, and flexibility to the merchants. Doing this will make it possible for the merchants to guarantee their clients the best possible consumer satisfaction levels. This will be in exchange for the marketing expenditures already incurred.

The loyalty system being proposed by IOU will make it possible for the business owners to build new interaction levels with their clientele. Additionally, they will also be able to provide an opportunity for their consumers to freely exchange the IOUs in their possession with other consumers.

IOU may additionally truly serve as a way to put a transaction in writing for later consideration. The record also comes in available for loans made to a individual or enterprise that wishes to illustrate an two amortization two desk over a period of time. With an IOU shape for a loan, a repayment time table is a must. The amount of the loan, any activity payments, payoff quantities and the frequency of installments are all issues a celebration may additionally consist of in an IOU form. However, an IOU might also deal with credit debts in the two receivables department.


IOU reinvents existing loyalty systems in order to provide more flexibility, control, and many more benefits for Merchants in order to guarantee the highest possible level of consumer satisfaction for the incurred marketing expenditures.

IOU “loyalty system” allows business owners to create a new level of interaction with consumers and, most importantly, provides the opportunity for consumers to freely exchange their purchased IOUs with other consumers for other IOUs which are needed more for those trading parties.

IOU E-Commerce Blockchain Loyalty System Platform Benefits
By tokenizing the merchant promotional offers through the blockchain, consumers and merchants will get to enjoy the following benefits:

Loyalty And Customer Retention
All IOU obligations will go on to develop into Flagship Blockchain Loyalty Programs for the business owners. Merchants will, thus, have access to an efficient and secure way of promoting all their special offers to consumers.

Viral Marketing
Clients will essentially become agents for the merchants. They will be able to target other consumers on the peer-to-peer exchange looking to exchange the IOUs they have with other consumers. This is something that will be based on the value and need at the moment a transaction is being executed. It is an approach that will make it possible for business operators to attract and retain a stable customer influx.

The IOU Peer-To-Peer Exchange
This particular exchange is one that is being driven by market flexibility. Clients will be able to securely purchase IOU offers from business owners with each purchase having specific terms for the promotional service or product, e.g., exchange terms, limited quantity, and expiration date.


IOU offers complete transparency utilizing Blockchain for its Group Loyalty offers with clear visibility, security, speed of processing and traceability of transactions through the decentralized register of all sources. IOU is Offering Merchants and Consumers clear advantages over the traditional e-commerce environment making transactions Cost-Effective and Secure while building ultimate trust between Merchants and Consumers.

Rating mechanism would boost a trust even further. Cost-effectiveness of transactions and global reach of consumers beats the conventional digital payment methods as it removes the middlemen/payment processors that take a big cut.

Not only consumers would feel secure and get significant savings but also they could use their purchased IOUs as actual monetary assets which they will be able to trade with other consumers or sell on the exchange. This is a tremendous benefit of IOU Platform.

Loyalty factor is another huge benefit allowing both consumers and merchants to get rewarded for generating top rated, quality offers and transactions on IOU Exchange.

It is hard not to mention the ability for Merchants and Consumers to donate some IOUs for those in need and get rewarded for philanthropic activities. Company would also place donation requests on special causes and would reward Merchants and Consumers, as well as match such donations to benefit those causes.

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