The global trend of financial ecosystem has evolved to a stage where blockchain technology has taken penultimate position as the driving force. The current scenario of emerging innovate technology such as blockchain technology, advancement in fintech, efficient, fast, secured, reliable and low cost fund transfer as well as the utilization of cryptocurrency by the masses. It is just in time for financial industry to embrace the wave of change as the way forward.

Crypto-currencies have developed over the last few years, and have grown from a concept to a relatively stable investment for many. With the rise of a small number of big tech companies and governments using technology to watch their citizens, many people now believe technology only centralizes power rather than decentralizes it. There are important counter-trends to this like encryption and cryptocurrency that take power from centralized systems and put it back into people’s hands.

Before I proceed on this work, lets take a look at this video to have a clue on what mycryptobank means….


MyCryptoBank is an online bank allowing any client registered in the electronic bank system to make a full range of bank operations, additional operations with cryptocurrency (payment processing, debit cards, credits and cheap investment products, use of crypto assets as credit security and many others) based on Blockchain technology without visit of department. They provides services of client’s remote access to accounts, products and bank services in order to make banking operations.

They offers their clients a multifunctional platform of banking service, which represents a hybrid system combining digital and traditional currencies. The use of digital currencies makes operations faster and cheaper, while traditional currencies guarantee practically all-round acceptance and validity. One account combination allows clients simultaneously using advantages of both types of currencies.


High fees

Due to excessive intermediaries, traditional banks impose high fees on cross-banking and international wire transfers.

Long-awaited transfers

Bank transfers are based on several centralized nodes that often leads to slow transactions processing.

Territorial Limitations

Traditional banks are fenced by country boundaries.

Currency Barriers

Banks work only with classical currencies and do not allow to store and pay in crypto.


Low Fees

Blockchain platform allows to get rid of intermediaries and minimize transfer fees.

Instant Transfers

The decentralized platform can process more than 100,000 transactions per second and perform operations with a speed of 0.01 seconds.

No Territorial Limits

Сryptocurrencies do not depend on county boundaries.

No Currency Limitations

MyCryptoBank is friendly to all fiat and cryptocurrencies. It is possible to store, to pay in cryptocurrencies, to conduct transfers and to take loans.


MyCryptoBank provides services of client’s remote access to accounts, products and bank services and allows performing all bank operations.

Wallet (mobile cryptobank).

Bank card and Payment Rings.

Exchange of cryptocurrency/ cryptocurrency, cryptocurrency /fiat.

Money transfer all over the world.

Financing and loans P2P.

Cryptocurrency acquiring.

Crypto-ATM and cryptomachines.

Deposit percents.

Forex Trade.


Payment Rings


MyCryptoBank also plans to issue payment rings- a paypass card analog, integrated in bank payment system and allowing to make payment similar to a bank card. Such rings are ideal for making small purchases- rings save time, because a client does not need to get any bank card or mobile phone. MyCryptoBank payment rings also may be used for online purchase payment: each ring receives a number, validity period and CVV verification code. Due to new technologies, MyCryptoBank payment ring has high strength and is not afraid of loads, it’s possible to do sport with this ring, rings are water-proof and there’s no need to take it off to wash hands or swim.

Data storage and transfer is one of the ring’s functions. Each MyCryptoBank ring is identity (personal) contains all necessary information on client and may serve as a key of access to mobile bank or client identification in crypto АТМ MyCryptoBank.

Digital Multi-card

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A Multi-Digital Card is a full-grade replacement for ordinary plastic cards. They allow you to connect several cards at once: debit, credit, discount, gift cards or even cards to a fitness club, etc. In other words, they can connect to any card that has a BARcode or built-in EMV chip. As Multi-Digital Cards are the same size as traditional cards it is possible to use them for cash withdrawals.



Online Banking

All MyCryptoBank services are always in your pocket and 24/7 available in both – your mobile app and laptop.

Money Transfer

MyCryptoBank provides an opportunity to send money around the world with the speed of sending a mail. All cryptocurrency payments are with minimal fees, instant and can be conducted in any classical or cryptocurrency – requiring only an internet connection.


Since now any user can easily exchange funds using online banking. Change USD to BTC in the same ease as for fiat conversion.

Loans and P2P Loans

MyCryptoBank customers have an opportunity to take loans in fiat money on deposit of their crypto currency. There is also the possibility to get a loan from other customers using a P2P loan system.

ATM infrastructure

To provide the possibility for customers to input and withdraw money, MyCryptoBank has started to build its own ATM network (more than 1000 crypto ATM are planned to be installed) and will also attract ATMs of third-party banks.

Forex Trading

MyCryptoBank clients will get direct access to the interbank Forex market, where they will be able to carry out transactions, bypassing intermediaries, by using high-tech methods of processing orders and putting them on the market. In addition to traditional instruments for trading (such as currencies, indices, futures, metals, oil), clients will be able to trade in cryptocurrencies.

Virtual Cards

To conduct transactions in cryptocurrencies there will be virtual cards: Visa, Mastercard and UnionPay. Furthermore, there will be mobile services such as Apple Pay, Samsung Pay and Android Pay. It will let you pay via common POS-terminals supporting PayPass, payWave, QuickPass, websites and also allows to withdraw or input cash in ATMs.

Debit Cards

Debit Cryptocards give users full flexibility managing all cryptocurrencies and fiat money. As cryptocurrencies do not depend on country borders, debit cards are perfect for conducting payments while traveling. A debit card is also suitable for paying online or in stores.


MyCryptoBank gives you the ability to deposit funds and receive interest not only in fiat but also in most known crypto currencies.

Crypto Acquiring

MyCryptoBank crypto acquiring services support all kind of settlements between parties and allows merchants to accept payments in both – fiat and crypto worldwide.

Consulting Services

MyCryptoBank provides a full range of consulting services including Legal and taxation matters as well as crypto consulting.


MCBtoken is a rapidly growing cryptocurrency, which allows to conduct payments, make remittance instantly and worldwide. MCBtoken will be listed at main cryptocurrency exchanges and grants its owner access to all banking services.


Token name – MyCryptoBank

Token symbol – MCB

Price 1 MCB 0.2 s / d 0.48 USD

Minimum Purchase – 50 USD

Token Algorithm – EOS

Support – EOS

Accepted currency – ETH, BTC, EOS, LTC, USD, BCH

Soft cap – 3,000,000 USD

Hard cap – 100,000,000 USD

Supply Token – 517.000.000

Supply of total Token – 795.500.000

The state of Estonia

Whitelist – NO


Pre-ICO Start – 16 JULY 2018

Pre- ICO Ends – 16 AUGUST 2018

ICO Start – 11 SEPTEMBER 2018

ICO Ends – 14 OCTOBER 2018

Bounty / Airdrop – YES

Registration bonus – NO

Purchase bonus – YES

Countries limited ico – UNITED STATES


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