YORITEX

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Yoritex is a cross-border European online multi-currency bank for non-residents and residents of EU countries.
Yoritex is a Canadian company presenting a unique project in the field of financial technologies — SimcoePay ™.

SimcoePay ™ is a unique fintech project developed by Yoritex Inc. for convenient modern alternative banking solutions for both EU and overseas clients, users of cryptocurrency and support of the traditional monetary system.

YORITEX INC. develoded a unique SimcoePay FinTech project for modern comfortable alternative banking solutions both for EU residents and nonresidents, for users of cryptocurrencies and adherents of the traditional monetary system From artificial intelligence to cryptography, rapid advances in digital technology are transforming the financial services of landscape, creating opportunities and challenges for consumers, service providers, and regulators alike.

ISSUES YORITEX IS PROVIDING SOLUTION TO

In most cases majority of banks do not open accounts remotely. It is very difficult to open a non-resident bank account in Europe if you are in Canada, Israel, China, and many other non-European countries. As a result, non-residents in the EU face higher costs by paying high foreign exchange commissions on cross-border payments; no access to cheap SEPA payments in Europe, as well as the unavailability of other cost-cutting services offered by traditional banks.

No European bank will open cryptocurrency for you. There are no banks in Europe that will provide you a credit-based overdraft and allow you to enter your crypto funds into your payment card. We ensure that all non-residents of the EU are treated fairly and without discrimination.

SimcoePay ™ Online Banking, developed by Yoritex, Inc., is the next generation in the financial services industry.
YRX mark. This is the token that plays a role in SimcoePay ™ online banking infrastructure. The owner of the YRX token has an opportunity to earn up to 24% per year with SimcoePay.

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FEATURES

• Get all free payments in Fiat and Crypto currency
• Transfer funds to your own account inside SimcoePay for free
• Make a payment to another SimcoePay ™ account holder in seconds
• Use FX conversion automation
• Use your IBAN for local and international money transfers
• Easy integration into market and payment gateways
• Premium broker access to make global payments in 138 currencies
• Take advantage of online onboarding

For the cost of effective banking services

SimcoePay will provide funds to effectively make cross border payments to non-residents and EU citizens. Terms of Use apply to crypto and national currency.

Every SimcoePay customer has the option to open a multi-currency IBAN account that can also use cryptocurrency (YRX, XBT, ETH, LTC, BCH) and FAT, EUR, CAD, USD, RUB, GBP):

• Ddifferent types of multi-currency payment cards,
• Access to P2P loans and beneficial overdrafts, easy-to-use instruments to convert crypto into Fiat currency,
• Many ways to make fast and cheap payments worldwide by using a network of three million ATMs worldwide for cash withdrawals.

Includes other benefits.

• Earn up to 24% per year with SimcoePay ™ P2P loan platform
• The SimcoePay ™ P2P loan platform intermediary platform to connect borrowers with investors by providing a safe and transparent investment opportunity
• Earn up to 24% per year with diversified consumer credit portfolio or borrow money when you need it

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TOKEN AND ICO DETAILS

The Yoritex token (YRX) is an important part of the SimcoePay ™ ecosystem.

The start of the token sale has already begun and will last until May 10, 2018

Name of the token – YRX

The price of the token is 1 YRX = 0.00185 ETH

Standard token – ERC-20

There will be no minimum and maximum contribution amount

Softcap – 1,000,000 EUR (already collected 1,634,000 EUR)

Hardcap – 15,000,000 EUR

Accepted currencies are ETH, BTC, LTC

For the entire stage of the ICO a bonus of 60%

Period: November 29 – December 29, 2017.

The concept of “Make Your Offer” is the basis of the Pre-ICO round and so far Yoritex Inc. plans to sell up to 10% (51,000,000 YRX) of total YRX token items.

During this round, potential buyers can make Yoritex an offer to buy any number of tokens at any price.

If Yoritex agrees with the proposed offer, the deal will be closed as per the buyer’s requirements.

Payment currency: ХBT, ETH, LTC, USD, CAD, EUR.

Unlimited volume

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Yoritex plans to conduct an ICO campaign with the formula “1 + 90”; one month Pre-ICO from 29 November 2017 to 29 December 2017 and 90 days ICO from 1 February to 1 May 2018.

The campaign is based on three basic principles – respect for equal rights from token buyers, market pricing mechanisms and purely decentralized solutions. Experts in the field of crypto emergency noting original ICO ideas and unique campaign campaign mechanisms.

The concept of “Make Your Offer” is the basis of the Pre-ICO round and so far Yoritex Inc. plans to sell up to 10% (51,000,000 YRX) of total YRX token items.
During this round, potential buyers can make Yoritex an offer to buy any number of tokens at any price.
If Yoritex agrees with the proposed offer, the deal will be closed as per the buyer’s requirements.

Payment currency: ХBT, ETH, LTC, USD, CAD, EUR.
Unlimited volume

Yoritex ICO
Period: February 1 – May 1, 2018.

During the ICO stage Yoritex plans to sell up to 85% (433,500,000 YRX) of the total value of the YRX token. Buyers will be able to purchase Tokens at some of the world’s leading crypto exchanges.

On February 1, 2018 at the first trading date, the YRX price will be set at: 1 YRX = 0.00185 ETH.
During the next 89 trading days, everyday, the same amount of additional YRX tokens will be listed by Yoritex Inc. The initial price of the additional YRX token will be the same as the closing price on the last day – which correlates with the “LOFI concept – the last out, first in” (by analogy of well known accounting inventory accounting methods). Unsold YRX token will be destroyed.

For more information about Yoritex project please visit the links below:

Website: https://www.yoritex.com/

Whitepaper: https://docs.wixstatic.com/ugd/72b539_a8a7ceb8d49f43ad935e065b4d9fb92b.pdf
ANN: https://bitcointalk.org/index.php?topic=2471605.msg25317595#msg25317595

Facebook: https://www.facebook.com/Yoritex/

Twitter: https://twitter.com/Yoritex_Inc

Bounty: https://bitcointalk.org/index.php? topic = 2470823.0

Author: BrainerdPaul
BitcoinTalk profile link: https://bitcointalk.org/index.php?action=profile;u=1680409

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